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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,940 | $87,166-46.1% | $76,735-38.8% | $137,256-65.8% |
| Participation rate | 63.6% | 74.4%-10.7pp | 69.5%-5.9pp | 80.0%-16.3pp |
| Annual return | 16.69% | 26.50%-9.8pp | 29.77%-13.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $826 | $2,904-71.5% | $2,454-66.3% | $4,156-80.1% |
| Participant deferral / active EE | $2,116 | $4,726-55.2% | $4,088-48.2% | $6,407-67.0% |
| Admin fee / account holder | $409 | $8,403-95.1% | $7,189-94.3% | $12,270-96.7% |