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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,177 | $73,787+167.2% | $98,716+99.7% | $82,448+139.2% |
| Participation rate | 62.7% | 61.4%+1.3pp | 69.3%-6.6pp | 68.1%-5.4pp |
| Annual return | 16.01% | 18.57%-2.6pp | 31.81%-15.8pp | 41.64%-25.6pp |
| Employer contribution / active EE | $2,025 | $1,511+34.0% | $2,279-11.1% | $2,551-20.6% |
| Participant deferral / active EE | $5,353 | $3,081+73.7% | $4,048+32.3% | $4,139+29.3% |
| Admin fee / account holder | $22,311 | $6,500+243.2% | $8,703+156.4% | $7,234+208.4% |