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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,177 | $76,834+156.6% | $108,359+82.0% | $87,485+125.4% |
| Participation rate | 62.7% | 61.7%+1.0pp | 70.1%-7.4pp | 68.9%-6.2pp |
| Annual return | 16.01% | 19.09%-3.1pp | 36.89%-20.9pp | 26.06%-10.1pp |
| Employer contribution / active EE | $2,025 | $1,556+30.1% | $2,399-15.6% | $2,596-22.0% |
| Participant deferral / active EE | $5,353 | $3,100+72.7% | $4,137+29.4% | $4,274+25.3% |
| Admin fee / account holder | $22,311 | $6,537+241.3% | $9,741+129.0% | $7,775+187.0% |