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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,152 | $71,230+154.3% | $93,727+93.3% | $80,959+123.8% |
| Participation rate | 65.1% | 60.4%+4.7pp | 68.7%-3.6pp | 67.7%-2.6pp |
| Annual return | 12.99% | 11.26%+1.7pp | 133.83%-120.8pp | 35.67%-22.7pp |
| Employer contribution / active EE | $1,941 | $1,565+24.0% | $2,421-19.8% | $2,757-29.6% |
| Participant deferral / active EE | $5,306 | $4,037+31.4% | $4,417+20.1% | $4,300+23.4% |
| Admin fee / account holder | $6,062 | $6,961-12.9% | $8,292-26.9% | $6,925-12.5% |