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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,521 | $101,763+426.2% | $164,866+224.8% | $80,874+562.2% |
| Participation rate | 97.5% | 71.8%+25.7pp | 78.6%+18.9pp | 67.6%+29.9pp |
| Annual return | 11.37% | 16.73%-5.4pp | 69.97%-58.6pp | 35.62%-24.2pp |
| Employer contribution / active EE | $9,070 | $2,954+207.0% | $4,343+108.9% | $2,756+229.1% |
| Participant deferral / active EE | $4,971 | $4,477+11.0% | $6,033-17.6% | $4,297+15.7% |
| Admin fee / account holder | $13,955 | $8,228+69.6% | $12,689+10.0% | $6,935+101.2% |