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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,734 | $25,014+102.8% | $69,632-27.1% | $80,959-37.3% |
| Participation rate | 96.2% | 64.2%+31.9pp | 66.4%+29.7pp | 67.7%+28.5pp |
| Annual return | 14.62% | 19.08%-4.5pp | 101.32%-86.7pp | 35.67%-21.0pp |
| Employer contribution / active EE | $1,437 | $991+45.0% | $1,708-15.9% | $2,757-47.9% |
| Participant deferral / active EE | $1,859 | $1,840+1.0% | $2,889-35.7% | $4,300-56.8% |
| Admin fee / account holder | $2,213 | $2,491-11.2% | $4,695-52.9% | $6,925-68.0% |