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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,180 | $81,504+435.2% | $102,437+325.8% | $80,959+438.8% |
| Participation rate | 94.1% | 66.9%+27.3pp | 74.5%+19.6pp | 67.7%+26.4pp |
| Annual return | 14.84% | 25.60%-10.8pp | 24.95%-10.1pp | 35.67%-20.8pp |
| Employer contribution / active EE | $23,914 | $3,104+670.5% | $3,871+517.8% | $2,757+767.3% |
| Participant deferral / active EE | $15,120 | $3,871+290.6% | $5,060+198.8% | $4,300+251.6% |
| Admin fee / account holder | $18,922 | $6,719+181.6% | $8,388+125.6% | $6,925+173.2% |