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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,531 | $97,125+323.7% | $86,233+377.2% | $137,256+199.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 16.49% | 74.19%-57.7pp | 61.39%-44.9pp | 220.34%-203.9pp |
| Employer contribution / active EE | $12,411 | $2,841+336.8% | $2,504+395.6% | $4,156+198.6% |
| Participant deferral / active EE | $7,067 | $5,180+36.4% | $4,559+55.0% | $6,407+10.3% |
| Admin fee / account holder | $1,548 | $9,725-84.1% | $8,342-81.4% | $12,270-87.4% |