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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,651 | $166,089+12.4% | $164,928+13.2% | $145,978+27.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.20% | 100.26%-92.1pp | 70.08%-61.9pp | 550.52%-542.3pp |
| Employer contribution / active EE | $2,016 | $5,276-61.8% | $4,343-53.6% | $4,662-56.8% |
| Participant deferral / active EE | $8,753 | $6,961+25.7% | $6,034+45.1% | $6,690+30.8% |
| Admin fee / account holder | $8,900 | $16,641-46.5% | $12,684-29.8% | $13,400-33.6% |