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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,651 | $166,242+12.3% | $165,071+13.1% | $145,884+27.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.20% | 100.44%-92.2pp | 70.17%-62.0pp | 551.85%-543.6pp |
| Employer contribution / active EE | $2,016 | $5,283-61.8% | $4,347-53.6% | $4,662-56.8% |
| Participant deferral / active EE | $8,753 | $6,964+25.7% | $6,035+45.0% | $6,690+30.8% |
| Admin fee / account holder | $8,900 | $16,658-46.6% | $12,695-29.9% | $13,392-33.5% |