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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,747 | $102,385+329.5% | $147,080+199.0% | $80,935+443.3% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 14.77% | 135.09%-120.3pp | 420.17%-405.4pp | 35.66%-20.9pp |
| Employer contribution / active EE | $6,149 | $3,717+65.4% | $4,933+24.6% | $2,757+123.0% |
| Participant deferral / active EE | $10,228 | $6,651+53.8% | $8,066+26.8% | $4,299+137.9% |
| Admin fee / account holder | $18,847 | $7,951+137.0% | $12,989+45.1% | $6,924+172.2% |