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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,344 | $138,393+147.4% | $184,256+85.8% | $80,959+322.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 13.35% | 20.01%-6.7pp | 28.85%-15.5pp | 35.67%-22.3pp |
| Employer contribution / active EE | $9,239 | $4,847+90.6% | $6,427+43.8% | $2,757+235.1% |
| Participant deferral / active EE | $15,857 | $7,076+124.1% | $9,133+73.6% | $4,300+268.7% |
| Admin fee / account holder | $30,970 | $10,489+195.3% | $13,899+122.8% | $6,925+347.2% |