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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,608 | $99,380+125.0% | $90,312+147.6% | $155,188+44.1% |
| Participation rate | 100.0% | 77.3%+22.7pp | 72.9%+27.1pp | 80.8%+19.2pp |
| Annual return | 13.48% | 19.35%-5.9pp | 18.90%-5.4pp | 148.84%-135.4pp |
| Employer contribution / active EE | $9,791 | $2,390+309.7% | $2,243+336.6% | $4,248+130.5% |
| Participant deferral / active EE | $16,963 | $4,212+302.8% | $3,749+352.4% | $6,531+159.7% |
| Admin fee / account holder | $1,086 | $9,766-88.9% | $8,248-86.8% | $14,480-92.5% |