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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,608 | $106,974+109.0% | $90,796+146.3% | $138,895+61.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.5%+30.5pp | 79.9%+20.1pp |
| Annual return | 13.48% | 20.10%-6.6pp | 19.29%-5.8pp | 145.39%-131.9pp |
| Employer contribution / active EE | $9,791 | $2,609+275.3% | $2,294+326.9% | $4,194+133.4% |
| Participant deferral / active EE | $16,963 | $4,455+280.8% | $3,822+343.8% | $6,396+165.2% |
| Admin fee / account holder | $1,086 | $8,626-87.4% | $7,024-84.5% | $12,562-91.4% |