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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,202 | $129,737-51.3% | $119,126-46.9% | $154,746-59.2% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 20.58% | 379.08%-358.5pp | 282.11%-261.5pp | 172.34%-151.8pp |
| Employer contribution / active EE | $925 | $4,375-78.9% | $4,034-77.1% | $4,379-78.9% |
| Participant deferral / active EE | $2,509 | $5,842-57.0% | $5,318-52.8% | $6,730-62.7% |
| Admin fee / account holder | $275 | $11,961-97.7% | $10,693-97.4% | $14,365-98.1% |