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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,236 | $67,823-65.7% | $52,425-55.7% | $137,256-83.1% |
| Participation rate | 36.8% | 63.9%-27.1pp | 55.6%-18.8pp | 80.0%-43.1pp |
| Annual return | 14.13% | 219.11%-205.0pp | 302.12%-288.0pp | 220.34%-206.2pp |
| Employer contribution / active EE | $57 | $1,163-95.1% | $914-93.8% | $4,156-98.6% |
| Participant deferral / active EE | $712 | $2,288-68.9% | $1,790-60.3% | $6,407-88.9% |
| Admin fee / account holder | $665 | $2,844-76.6% | $2,495-73.3% | $12,270-94.6% |