Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,072 | $81,331-43.4% | $155,534-70.4% | $80,935-43.1% |
| Participation rate | 13.2% | 66.3%-53.0pp | 78.2%-65.0pp | 67.7%-54.5pp |
| Annual return | 9.65% | 33.37%-23.7pp | 64.92%-55.3pp | 35.66%-26.0pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $372 | $3,454-89.2% | $5,630-93.4% | $4,299-91.3% |
| Admin fee / account holder | $348 | $7,999-95.7% | $15,900-97.8% | $6,924-95.0% |