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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,526 | $109,782-93.1% | $260,467-97.1% | $94,015-92.0% |
| Participation rate | 74.1% | 67.2%+6.9pp | 80.5%-6.4pp | 70.8%+3.3pp |
| Annual return | 18.20% | 18.60%-0.4pp | 100.60%-82.4pp | 17.84%+0.4pp |
| Employer contribution / active EE | $815 | $2,147-62.0% | $4,239-80.8% | $2,790-70.8% |
| Participant deferral / active EE | $1,285 | $4,044-68.2% | $6,319-79.7% | $4,249-69.8% |
| Admin fee / account holder | $618 | $11,958-94.8% | $15,461-96.0% | $8,951-93.1% |