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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,526 | $90,400-91.7% | $186,193-96.0% | $87,485-91.4% |
| Participation rate | 74.1% | 66.2%+7.9pp | 77.1%-3.0pp | 68.9%+5.1pp |
| Annual return | 18.20% | 22.15%-3.9pp | 78.03%-59.8pp | 26.06%-7.9pp |
| Employer contribution / active EE | $815 | $2,170-62.4% | $3,918-79.2% | $2,596-68.6% |
| Participant deferral / active EE | $1,285 | $4,330-70.3% | $6,513-80.3% | $4,274-69.9% |
| Admin fee / account holder | $618 | $8,673-92.9% | $11,058-94.4% | $7,775-92.1% |