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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,370 | $72,071-59.2% | $68,368-57.0% | $137,256-78.6% |
| Participation rate | 36.4% | 76.2%-39.9pp | 73.8%-37.4pp | 80.0%-43.6pp |
| Annual return | 19.96% | 353.14%-333.2pp | 292.57%-272.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $994 | $2,788-64.3% | $2,649-62.5% | $4,156-76.1% |
| Participant deferral / active EE | $1,263 | $4,410-71.4% | $4,123-69.4% | $6,407-80.3% |
| Admin fee / account holder | $1,221 | $5,336-77.1% | $5,150-76.3% | $12,270-90.1% |