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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,625 | $125,190-42.8% | $105,624-32.2% | $145,897-50.9% |
| Participation rate | 57.1% | 77.6%-20.5pp | 75.3%-18.1pp | 80.3%-23.2pp |
| Annual return | 11.56% | 225.22%-213.7pp | 116.20%-104.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,243 | $3,720-39.7% | $3,168-29.2% | $4,663-51.9% |
| Participant deferral / active EE | $5,057 | $5,716-11.5% | $5,013+0.9% | $6,689-24.4% |
| Admin fee / account holder | $1,226 | $17,138-92.8% | $10,961-88.8% | $13,390-90.8% |