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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,387 | $139,948-34.7% | $121,663-24.9% | $154,746-40.9% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.5%-24.5pp | 80.7%-30.7pp |
| Annual return | 15.62% | 230.52%-214.9pp | 147.54%-131.9pp | 172.34%-156.7pp |
| Employer contribution / active EE | $1,992 | $3,521-43.4% | $3,020-34.1% | $4,379-54.5% |
| Participant deferral / active EE | $4,438 | $5,629-21.2% | $4,887-9.2% | $6,730-34.1% |
| Admin fee / account holder | $709 | $17,321-95.9% | $14,289-95.0% | $14,365-95.1% |