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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,967 | $154,228+75.0% | $145,433+85.6% | $137,256+96.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.86% | 74.59%-64.7pp | 66.58%-56.7pp | 220.34%-210.5pp |
| Employer contribution / active EE | $7,575 | $4,804+57.7% | $4,554+66.3% | $4,156+82.3% |
| Participant deferral / active EE | $8,659 | $8,216+5.4% | $7,897+9.6% | $6,407+35.2% |
| Admin fee / account holder | $118,018 | $14,344+722.8% | $13,129+798.9% | $12,270+861.8% |