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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,181 | $166,131+199.3% | $164,975+201.4% | $145,877+240.8% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 22.95% | 100.37%-77.4pp | 70.12%-47.2pp | 551.28%-528.3pp |
| Employer contribution / active EE | $3,190 | $5,276-39.5% | $4,343-26.5% | $4,663-31.6% |
| Participant deferral / active EE | $29,596 | $6,962+325.1% | $6,033+390.5% | $6,691+342.3% |
| Admin fee / account holder | $11,152 | $16,648-33.0% | $12,688-12.1% | $13,402-16.8% |