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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,872 | $178,174+121.1% | $156,181+152.2% | $137,256+187.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.82% | 84.19%-67.4pp | 64.87%-48.1pp | 220.34%-203.5pp |
| Employer contribution / active EE | $4,051 | $4,972-18.5% | $4,294-5.7% | $4,156-2.5% |
| Participant deferral / active EE | $31,104 | $6,888+351.6% | $6,132+407.2% | $6,407+385.5% |
| Admin fee / account holder | $106,882 | $17,404+514.1% | $14,586+632.8% | $12,270+771.1% |