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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,181 | $166,268+199.0% | $165,100+201.1% | $145,897+240.8% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 22.95% | 100.52%-77.6pp | 70.21%-47.3pp | 552.29%-529.3pp |
| Employer contribution / active EE | $3,190 | $5,284-39.6% | $4,348-26.6% | $4,663-31.6% |
| Participant deferral / active EE | $29,596 | $6,964+325.0% | $6,035+390.4% | $6,689+342.4% |
| Admin fee / account holder | $11,152 | $16,659-33.1% | $12,696-12.2% | $13,390-16.7% |