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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,226 | $139,948-66.3% | $121,663-61.2% | $154,746-69.5% |
| Participation rate | 60.0% | 78.0%-18.0pp | 74.5%-14.5pp | 80.7%-20.7pp |
| Annual return | 22.95% | 230.52%-207.6pp | 147.54%-124.6pp | 172.34%-149.4pp |
| Employer contribution / active EE | $2,245 | $3,521-36.3% | $3,020-25.7% | $4,379-48.7% |
| Participant deferral / active EE | $5,044 | $5,629-10.4% | $4,887+3.2% | $6,730-25.1% |
| Admin fee / account holder | $308 | $17,321-98.2% | $14,289-97.8% | $14,365-97.9% |