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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,226 | $132,634-64.4% | $115,768-59.2% | $137,256-65.6% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.4%-14.4pp | 80.0%-20.0pp |
| Annual return | 22.95% | 160.70%-137.8pp | 100.46%-77.5pp | 220.34%-197.4pp |
| Employer contribution / active EE | $2,245 | $3,360-33.2% | $2,940-23.6% | $4,156-46.0% |
| Participant deferral / active EE | $5,044 | $5,619-10.2% | $4,917+2.6% | $6,407-21.3% |
| Admin fee / account holder | $308 | $15,028-98.0% | $12,439-97.5% | $12,270-97.5% |