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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,261 | $156,398-26.3% | $147,318-21.8% | $138,895-17.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.72% | 78.75%-61.0pp | 70.43%-52.7pp | 145.39%-127.7pp |
| Employer contribution / active EE | $23,224 | $4,853+378.5% | $4,593+405.6% | $4,194+453.7% |
| Participant deferral / active EE | $3,617 | $8,237-56.1% | $7,906-54.3% | $6,396-43.5% |
| Admin fee / account holder | $7,234 | $14,976-51.7% | $13,708-47.2% | $12,562-42.4% |