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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $643,577 | $223,823+187.5% | $211,142+204.8% | $154,746+315.9% |
| Participation rate | 81.3% | 87.9%-6.6pp | 87.3%-6.0pp | 80.7%+0.5pp |
| Annual return | 17.63% | 50.39%-32.8pp | 46.84%-29.2pp | 172.34%-154.7pp |
| Employer contribution / active EE | $5,189 | $6,787-23.5% | $6,442-19.5% | $4,379+18.5% |
| Participant deferral / active EE | $15,561 | $9,750+59.6% | $9,284+67.6% | $6,730+131.2% |
| Admin fee / account holder | $2,565 | $19,707-87.0% | $19,076-86.6% | $14,365-82.1% |