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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $643,577 | $227,291+183.2% | $214,702+199.8% | $155,188+314.7% |
| Participation rate | 81.3% | 88.0%-6.7pp | 87.5%-6.2pp | 80.8%+0.4pp |
| Annual return | 17.63% | 60.08%-42.5pp | 54.55%-36.9pp | 148.84%-131.2pp |
| Employer contribution / active EE | $5,189 | $6,772-23.4% | $6,461-19.7% | $4,248+22.1% |
| Participant deferral / active EE | $15,561 | $9,582+62.4% | $9,147+70.1% | $6,531+138.3% |
| Admin fee / account holder | $2,565 | $20,413-87.4% | $19,830-87.1% | $14,480-82.3% |