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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,240 | $110,137+11.9% | $161,149-23.5% | $82,637+49.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 18.66% | 20.69%-2.0pp | 21.16%-2.5pp | 53.51%-34.8pp |
| Employer contribution / active EE | $2,502 | $2,856-12.4% | $4,360-42.6% | $2,552-1.9% |
| Participant deferral / active EE | $4,191 | $4,575-8.4% | $6,153-31.9% | $4,126+1.6% |
| Admin fee / account holder | $5,162 | $9,467-45.5% | $15,194-66.0% | $7,339-29.7% |