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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,240 | $115,931+6.3% | $185,441-33.5% | $86,983+41.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 18.66% | 21.47%-2.8pp | 20.16%-1.5pp | 25.83%-7.2pp |
| Employer contribution / active EE | $2,502 | $2,937-14.8% | $4,672-46.4% | $2,584-3.2% |
| Participant deferral / active EE | $4,191 | $4,551-7.9% | $6,152-31.9% | $4,194-0.1% |
| Admin fee / account holder | $5,162 | $10,687-51.7% | $17,890-71.1% | $7,856-34.3% |