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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,240 | $108,825+13.2% | $156,181-21.1% | $82,448+49.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 18.66% | 20.59%-1.9pp | 64.87%-46.2pp | 41.64%-23.0pp |
| Employer contribution / active EE | $2,502 | $2,870-12.8% | $4,294-41.7% | $2,551-1.9% |
| Participant deferral / active EE | $4,191 | $4,577-8.4% | $6,132-31.7% | $4,139+1.2% |
| Admin fee / account holder | $5,162 | $9,341-44.7% | $14,586-64.6% | $7,234-28.6% |