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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,001 | $106,749+183.8% | $145,433+108.3% | $82,448+267.5% |
| Participation rate | 96.2% | 75.6%+20.5pp | 82.1%+14.0pp | 68.1%+28.1pp |
| Annual return | 11.74% | 27.59%-15.9pp | 66.58%-54.8pp | 41.64%-29.9pp |
| Employer contribution / active EE | $14,481 | $3,444+320.4% | $4,554+217.9% | $2,551+467.7% |
| Participant deferral / active EE | $10,695 | $6,519+64.1% | $7,897+35.4% | $4,139+158.4% |
| Admin fee / account holder | $1,964 | $8,390-76.6% | $13,129-85.0% | $7,234-72.9% |