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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,938 | $102,422+153.8% | $147,117+76.7% | $80,959+221.1% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 10.31% | 135.16%-124.8pp | 420.54%-410.2pp | 35.67%-25.4pp |
| Employer contribution / active EE | $13,884 | $3,717+273.5% | $4,932+181.5% | $2,757+403.6% |
| Participant deferral / active EE | $9,112 | $6,652+37.0% | $8,065+13.0% | $4,300+111.9% |
| Admin fee / account holder | $6,662 | $7,953-16.2% | $12,993-48.7% | $6,925-3.8% |