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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,001 | $106,524+184.4% | $152,301+98.9% | $87,485+246.3% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.4%+13.7pp | 68.9%+27.2pp |
| Annual return | 11.74% | 26.89%-15.2pp | 80.50%-68.8pp | 26.06%-14.3pp |
| Employer contribution / active EE | $14,481 | $3,371+329.5% | $4,624+213.1% | $2,596+457.8% |
| Participant deferral / active EE | $10,695 | $6,525+63.9% | $8,004+33.6% | $4,274+150.3% |
| Admin fee / account holder | $1,964 | $8,287-76.3% | $14,398-86.4% | $7,775-74.7% |