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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,821 | $183,539+55.7% | $155,556+83.7% | $145,897+95.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.75% | 61.31%-50.6pp | 64.84%-54.1pp | 552.29%-541.5pp |
| Employer contribution / active EE | $10,264 | $5,315+93.1% | $4,675+119.5% | $4,663+120.1% |
| Participant deferral / active EE | $8,218 | $6,467+27.1% | $5,631+45.9% | $6,689+22.9% |
| Admin fee / account holder | $2,380 | $19,275-87.7% | $15,885-85.0% | $13,390-82.2% |