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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,034 | $185,312+94.3% | $161,489+122.9% | $154,746+132.7% |
| Participation rate | 82.6% | 82.5%+0.1pp | 78.7%+3.9pp | 80.7%+1.9pp |
| Annual return | 14.21% | 103.84%-89.6pp | 89.72%-75.5pp | 172.34%-158.1pp |
| Employer contribution / active EE | $10,701 | $4,769+124.4% | $4,268+150.7% | $4,379+144.4% |
| Participant deferral / active EE | $8,692 | $6,350+36.9% | $5,630+54.4% | $6,730+29.1% |
| Admin fee / account holder | $1,897 | $18,654-89.8% | $16,006-88.1% | $14,365-86.8% |