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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,034 | $172,111+109.2% | $150,298+139.5% | $137,256+162.3% |
| Participation rate | 82.6% | 81.7%+0.9pp | 77.8%+4.8pp | 80.0%+2.6pp |
| Annual return | 14.21% | 69.37%-55.2pp | 62.79%-48.6pp | 220.34%-206.1pp |
| Employer contribution / active EE | $10,701 | $4,636+130.8% | $4,154+157.6% | $4,156+157.5% |
| Participant deferral / active EE | $8,692 | $6,166+41.0% | $5,453+59.4% | $6,407+35.7% |
| Admin fee / account holder | $1,897 | $16,471-88.5% | $14,116-86.6% | $12,270-84.5% |