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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,931 | $182,442+57.3% | $163,379+75.6% | $138,895+106.6% |
| Participation rate | 91.7% | 79.8%+11.9pp | 76.8%+14.8pp | 79.9%+11.7pp |
| Annual return | 72.63% | 72.74%-0.1pp | 63.41%+9.2pp | 145.39%-72.8pp |
| Employer contribution / active EE | $11,253 | $4,159+170.5% | $3,752+199.9% | $4,194+168.3% |
| Participant deferral / active EE | $5,924 | $6,817-13.1% | $6,282-5.7% | $6,396-7.4% |
| Admin fee / account holder | $15,158 | $10,396+45.8% | $9,818+54.4% | $12,562+20.7% |