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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,356 | $182,4420% | $163,379+11.6% | $138,895+31.3% |
| Participation rate | 71.4% | 79.8%-8.4pp | 76.8%-5.4pp | 79.9%-8.5pp |
| Annual return | 17.40% | 72.74%-55.3pp | 63.41%-46.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $2,785 | $4,159-33.1% | $3,752-25.8% | $4,194-33.6% |
| Participant deferral / active EE | $7,147 | $6,817+4.8% | $6,282+13.8% | $6,396+11.7% |
| Admin fee / account holder | $1,735 | $10,396-83.3% | $9,818-82.3% | $12,562-86.2% |