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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,356 | $180,749+0.9% | $160,784+13.4% | $137,256+32.9% |
| Participation rate | 71.4% | 80.0%-8.5pp | 77.0%-5.5pp | 80.0%-8.5pp |
| Annual return | 17.40% | 2234.46%-2217.1pp | 1803.92%-1786.5pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,785 | $4,155-33.0% | $3,733-25.4% | $4,156-33.0% |
| Participant deferral / active EE | $7,147 | $6,844+4.4% | $6,293+13.6% | $6,407+11.5% |
| Admin fee / account holder | $1,735 | $10,397-83.3% | $9,717-82.1% | $12,270-85.9% |