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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,851 | $75,541+240.0% | $152,093+68.9% | $82,637+210.8% |
| Participation rate | 96.9% | 66.5%+30.3pp | 77.8%+19.1pp | 68.1%+28.8pp |
| Annual return | 17.76% | 32.56%-14.8pp | 66.36%-48.6pp | 53.51%-35.8pp |
| Employer contribution / active EE | $7,763 | $2,622+196.0% | $4,175+86.0% | $2,552+204.2% |
| Participant deferral / active EE | $8,439 | $3,206+163.2% | $5,451+54.8% | $4,126+104.5% |
| Admin fee / account holder | $473 | $6,405-92.6% | $14,497-96.7% | $7,339-93.6% |