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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,087 | $102,385+16.3% | $147,080-19.0% | $80,935+47.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.69% | 135.09%-117.4pp | 420.17%-402.5pp | 35.66%-18.0pp |
| Employer contribution / active EE | $4,675 | $3,717+25.8% | $4,933-5.2% | $2,757+69.6% |
| Participant deferral / active EE | $8,578 | $6,651+29.0% | $8,066+6.3% | $4,299+99.5% |
| Admin fee / account holder | $2,166 | $7,951-72.8% | $12,989-83.3% | $6,924-68.7% |