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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,555 | $54,679-22.2% | $76,119-44.1% | $74,459-42.8% |
| Participation rate | 41.4% | 60.3%-18.9pp | 69.1%-27.7pp | 67.2%-25.8pp |
| Annual return | 18.27% | 31.90%-13.6pp | 361.25%-343.0pp | 1369.70%-1351.4pp |
| Employer contribution / active EE | $1,357 | $1,781-23.8% | $2,693-49.6% | $2,626-48.3% |
| Participant deferral / active EE | $2,199 | $3,072-28.4% | $4,259-48.4% | $4,350-49.4% |
| Admin fee / account holder | $11,599 | $2,238+418.2% | $6,421+80.6% | $1,945+496.4% |