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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,848 | $51,606-80.9% | $129,339-92.4% | $80,911-87.8% |
| Participation rate | 31.6% | 57.0%-25.4pp | 69.6%-38.1pp | 67.6%-36.1pp |
| Annual return | 13.00% | 20.76%-7.8pp | 9437.05%-9424.1pp | 35.63%-22.6pp |
| Employer contribution / active EE | $321 | $1,582-79.7% | $4,154-92.3% | $2,756-88.3% |
| Participant deferral / active EE | $759 | $2,669-71.6% | $4,170-81.8% | $4,297-82.3% |
| Admin fee / account holder | $796 | $4,310-81.5% | $7,668-89.6% | $6,935-88.5% |