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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,710 | $160,028+97.9% | $147,080+115.3% | $145,884+117.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.09% | 98.60%-87.5pp | 420.17%-409.1pp | 551.85%-540.8pp |
| Employer contribution / active EE | $3,683 | $5,286-30.3% | $4,933-25.3% | $4,662-21.0% |
| Participant deferral / active EE | $8,804 | $8,422+4.5% | $8,066+9.1% | $6,690+31.6% |
| Admin fee / account holder | $30,135 | $15,030+100.5% | $12,989+132.0% | $13,392+125.0% |