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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,325 | $102,429+374.8% | $147,096+230.6% | $80,925+501.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.24% | 135.02%-123.8pp | 419.75%-408.5pp | 35.65%-24.4pp |
| Employer contribution / active EE | $16,715 | $3,716+349.9% | $4,936+238.6% | $2,756+506.5% |
| Participant deferral / active EE | $13,106 | $6,649+97.1% | $8,071+62.4% | $4,299+204.9% |
| Admin fee / account holder | $25,992 | $7,957+226.7% | $13,005+99.9% | $6,940+274.5% |