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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,075 | $57,590-11.3% | $86,233-40.8% | $82,448-38.1% |
| Participation rate | 54.5% | 57.9%-3.3pp | 69.0%-14.5pp | 68.1%-13.5pp |
| Annual return | 17.57% | 22.41%-4.8pp | 61.39%-43.8pp | 41.64%-24.1pp |
| Employer contribution / active EE | $1,117 | $1,655-32.5% | $2,504-55.4% | $2,551-56.2% |
| Participant deferral / active EE | $2,158 | $3,080-29.9% | $4,559-52.7% | $4,139-47.9% |
| Admin fee / account holder | $2,436 | $4,730-48.5% | $8,342-70.8% | $7,234-66.3% |