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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,075 | $58,057-12.0% | $97,032-47.4% | $86,983-41.3% |
| Participation rate | 54.5% | 60.4%-5.8pp | 71.6%-17.0pp | 69.5%-15.0pp |
| Annual return | 17.57% | 22.26%-4.7pp | 35.38%-17.8pp | 25.83%-8.3pp |
| Employer contribution / active EE | $1,117 | $1,663-32.9% | $2,629-57.5% | $2,584-56.8% |
| Participant deferral / active EE | $2,158 | $3,244-33.5% | $4,672-53.8% | $4,194-48.5% |
| Admin fee / account holder | $2,436 | $4,839-49.7% | $9,418-74.1% | $7,856-69.0% |