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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,279 | $88,672-28.6% | $105,223-39.9% | $82,448-23.2% |
| Participation rate | 96.9% | 67.9%+29.0pp | 75.0%+21.8pp | 68.1%+28.8pp |
| Annual return | 15.42% | 30.86%-15.4pp | 180.65%-165.2pp | 41.64%-26.2pp |
| Employer contribution / active EE | $6,115 | $3,048+100.6% | $3,689+65.8% | $2,551+139.7% |
| Participant deferral / active EE | $4,865 | $4,036+20.5% | $5,072-4.1% | $4,139+17.5% |
| Admin fee / account holder | $12,495 | $7,146+74.9% | $8,859+41.0% | $7,234+72.7% |