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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,545 | $124,980-72.4% | $108,359-68.1% | $154,746-77.7% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 16.69% | 45.00%-28.3pp | 36.89%-20.2pp | 172.34%-155.7pp |
| Employer contribution / active EE | $1,394 | $2,851-51.1% | $2,399-41.9% | $4,379-68.2% |
| Participant deferral / active EE | $3,515 | $4,743-25.9% | $4,137-15.0% | $6,730-47.8% |
| Admin fee / account holder | $333 | $11,502-97.1% | $9,741-96.6% | $14,365-97.7% |