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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,157 | $183,539-27.5% | $155,556-14.4% | $145,897-8.7% |
| Participation rate | 54.5% | 82.7%-28.2pp | 78.2%-23.7pp | 80.3%-25.8pp |
| Annual return | 20.57% | 61.31%-40.7pp | 64.84%-44.3pp | 552.29%-531.7pp |
| Employer contribution / active EE | $2,510 | $5,315-52.8% | $4,675-46.3% | $4,663-46.2% |
| Participant deferral / active EE | $7,033 | $6,467+8.7% | $5,631+24.9% | $6,689+5.1% |
| Admin fee / account holder | $346 | $19,275-98.2% | $15,885-97.8% | $13,390-97.4% |