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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,325 | $77,472+46.3% | $100,392+12.9% | $80,935+40.0% |
| Participation rate | 26.1% | 76.9%-50.9pp | 81.5%-55.4pp | 67.7%-41.6pp |
| Annual return | 15.86% | 37.26%-21.4pp | 49.45%-33.6pp | 35.66%-19.8pp |
| Employer contribution / active EE | $1,310 | $2,800-53.2% | $3,941-66.8% | $2,757-52.5% |
| Participant deferral / active EE | $4,320 | $6,818-36.6% | $8,090-46.6% | $4,299+0.5% |
| Admin fee / account holder | $11,918 | $5,885+102.5% | $7,904+50.8% | $6,924+72.1% |