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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,350 | $174,379+98.6% | $152,093+127.7% | $138,895+149.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.11% | 74.86%-60.8pp | 66.36%-52.3pp | 145.39%-131.3pp |
| Employer contribution / active EE | $3,372 | $4,652-27.5% | $4,175-19.2% | $4,194-19.6% |
| Participant deferral / active EE | $13,658 | $6,159+121.7% | $5,451+150.5% | $6,396+113.5% |
| Admin fee / account holder | $38,045 | $16,880+125.4% | $14,497+162.4% | $12,562+202.9% |