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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,493 | $81,331+252.3% | $155,534+84.2% | $80,935+254.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 22.65% | 33.37%-10.7pp | 64.92%-42.3pp | 35.66%-13.0pp |
| Employer contribution / active EE | $3,627 | $3,105+16.8% | $4,675-22.4% | $2,757+31.6% |
| Participant deferral / active EE | $14,934 | $3,454+332.3% | $5,630+165.2% | $4,299+247.3% |
| Admin fee / account holder | $4,671 | $7,999-41.6% | $15,900-70.6% | $6,924-32.5% |