Filed January 31, 2023
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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC3 years Filed as: CREATIVE PLANNING Service code 26 · EIN 43-1270780 | Advisory (Participants) | $60,362 |
Filed as: TPP RETIREMENT PLAN SPECIALISTS LLC Service code 14 · EIN 20-1301962 | Plan Administrator | $18,284 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,140 | $86,938+16.3% | $102,423-1.3% | $80,925+25.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 13.52% | 18.89%-5.4pp | 29.42%-15.9pp | 35.65%-22.1pp |
| Employer contribution / active EE | $4,092 | $2,369+72.7% | $3,023+35.4% | $2,756+48.5% |
| Participant deferral / active EE | $9,707 | $4,120+135.6% | $5,054+92.0% | $4,299+125.8% |
| Admin fee / account holder | $690 | $8,053-91.4% | $9,455-92.7% | $6,940-90.1% |