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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,535 | $117,859-52.9% | $102,438-45.8% | $145,959-62.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.87% | 31.72%-22.9pp | 29.37%-20.5pp | 561.95%-553.1pp |
| Employer contribution / active EE | $1,970 | $3,615-45.5% | $3,024-34.9% | $4,661-57.7% |
| Participant deferral / active EE | $4,449 | $5,732-22.4% | $5,054-12.0% | $6,689-33.5% |
| Admin fee / account holder | $4,651 | $13,318-65.1% | $9,448-50.8% | $13,398-65.3% |