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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,132 | $54,690-44.9% | $76,030-60.4% | $74,478-59.5% |
| Participation rate | 53.7% | 60.3%-6.6pp | 69.1%-15.3pp | 67.2%-13.5pp |
| Annual return | 13.27% | 31.92%-18.6pp | 361.54%-348.3pp | 1370.56%-1357.3pp |
| Employer contribution / active EE | $994 | $1,781-44.2% | $2,688-63.0% | $2,626-62.2% |
| Participant deferral / active EE | $2,154 | $3,070-29.8% | $4,257-49.4% | $4,350-50.5% |
| Admin fee / account holder | $4,372 | $2,240+95.2% | $6,421-31.9% | $1,946+124.7% |