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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,672 | $156,398+110.8% | $147,318+123.8% | $138,895+137.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.22% | 78.75%-59.5pp | 70.43%-51.2pp | 145.39%-126.2pp |
| Employer contribution / active EE | $12,149 | $4,853+150.3% | $4,593+164.5% | $4,194+189.7% |
| Participant deferral / active EE | $17,742 | $8,237+115.4% | $7,906+124.4% | $6,396+177.4% |
| Admin fee / account holder | $24,964 | $14,976+66.7% | $13,708+82.1% | $12,562+98.7% |