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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,094 | $75,541+282.7% | $152,093+90.1% | $82,637+249.8% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.96% | 32.56%-18.6pp | 66.36%-52.4pp | 53.51%-39.5pp |
| Employer contribution / active EE | $10,272 | $2,622+291.7% | $4,175+146.1% | $2,552+302.5% |
| Participant deferral / active EE | $8,608 | $3,206+168.5% | $5,451+57.9% | $4,126+108.6% |
| Admin fee / account holder | $5,933 | $6,405-7.4% | $14,497-59.1% | $7,339-19.2% |