Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,262 | $51,638-51.1% | $68,368-63.0% | $82,448-69.4% |
| Participation rate | 67.5% | 63.6%+3.9pp | 73.8%-6.3pp | 68.1%-0.6pp |
| Annual return | 18.65% | 37.53%-18.9pp | 292.57%-273.9pp | 41.64%-23.0pp |
| Employer contribution / active EE | $1,726 | $2,047-15.7% | $2,649-34.9% | $2,551-32.3% |
| Participant deferral / active EE | $3,591 | $2,914+23.3% | $4,123-12.9% | $4,139-13.2% |
| Admin fee / account holder | $3,409 | $4,643-26.6% | $5,150-33.8% | $7,234-52.9% |