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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,404 | $111,814-62.1% | $103,374-59.0% | $145,959-70.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.22% | 24.77%-19.6pp | 24.89%-19.7pp | 561.95%-556.7pp |
| Employer contribution / active EE | $2,819 | $4,214-33.1% | $3,869-27.2% | $4,661-39.5% |
| Participant deferral / active EE | $8,212 | $5,618+46.2% | $5,058+62.4% | $6,689+22.8% |
| Admin fee / account holder | $13,637 | $9,754+39.8% | $8,394+62.5% | $13,398+1.8% |