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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,637 | $171,492+1.3% | $150,734+15.2% | $198,609-12.6% |
| Participation rate | 50.0% | 81.4%-31.4pp | 78.4%-28.4pp | 82.4%-32.4pp |
| Annual return | 14.60% | 804.70%-790.1pp | 600.81%-586.2pp | 202.70%-188.1pp |
| Employer contribution / active EE | $36,108 | $5,470+560.1% | $4,918+634.2% | $5,055+614.2% |
| Participant deferral / active EE | $65,748 | $6,259+950.5% | $5,610+1072.0% | $6,977+842.4% |
| Admin fee / account holder | $39,679 | $17,628+125.1% | $14,905+166.2% | $19,030+108.5% |