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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,871 | $123,859-70.2% | $69,632-47.0% | $145,897-74.7% |
| Participation rate | 16.7% | 69.2%-52.5pp | 66.4%-49.8pp | 80.3%-63.6pp |
| Annual return | 14.05% | 192.49%-178.4pp | 101.32%-87.3pp | 552.29%-538.2pp |
| Employer contribution / active EE | $335 | $2,673-87.5% | $1,708-80.4% | $4,663-92.8% |
| Participant deferral / active EE | $0 | $4,242-100.0% | $2,889-100.0% | $6,689-100.0% |
| Admin fee / account holder | $329 | $7,817-95.8% | $4,695-93.0% | $13,390-97.5% |