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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,236 | $102,385+31.1% | $147,080-8.7% | $80,935+65.9% |
| Participation rate | 76.8% | 75.9%+0.9pp | 82.2%-5.4pp | 67.7%+9.2pp |
| Annual return | 10.60% | 135.09%-124.5pp | 420.17%-409.6pp | 35.66%-25.1pp |
| Employer contribution / active EE | $3,554 | $3,717-4.4% | $4,933-28.0% | $2,757+28.9% |
| Participant deferral / active EE | $6,718 | $6,651+1.0% | $8,066-16.7% | $4,299+56.2% |
| Admin fee / account holder | $5,936 | $7,951-25.3% | $12,989-54.3% | $6,924-14.3% |