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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,236 | $102,429+31.1% | $147,096-8.7% | $80,925+65.9% |
| Participation rate | 76.8% | 75.9%+1.0pp | 82.2%-5.4pp | 67.7%+9.2pp |
| Annual return | 10.60% | 135.02%-124.4pp | 419.75%-409.2pp | 35.65%-25.1pp |
| Employer contribution / active EE | $3,554 | $3,716-4.3% | $4,936-28.0% | $2,756+28.9% |
| Participant deferral / active EE | $6,718 | $6,649+1.0% | $8,071-16.8% | $4,299+56.3% |
| Admin fee / account holder | $5,936 | $7,957-25.4% | $13,005-54.4% | $6,940-14.5% |