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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,656 | $29,716+107.5% | $56,077+9.9% | $80,925-23.8% |
| Participation rate | 84.2% | 41.7%+42.5pp | 52.5%+31.7pp | 67.7%+16.6pp |
| Annual return | 22.35% | 35.30%-12.9pp | 1709.28%-1686.9pp | 35.65%-13.3pp |
| Employer contribution / active EE | $1,025 | $671+52.8% | $1,040-1.5% | $2,756-62.8% |
| Participant deferral / active EE | $1,575 | $1,228+28.2% | $1,954-19.4% | $4,299-63.4% |
| Admin fee / account holder | $6,721 | $2,432+176.3% | $2,825+137.9% | $6,940-3.2% |