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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,757 | $150,412-32.3% | $120,574-15.6% | $145,884-30.2% |
| Participation rate | 92.9% | 78.8%+14.1pp | 71.9%+20.9pp | 80.3%+12.6pp |
| Annual return | 7.99% | 154.50%-146.5pp | 107.42%-99.4pp | 551.85%-543.9pp |
| Employer contribution / active EE | $5,425 | $4,355+24.6% | $3,471+56.3% | $4,662+16.4% |
| Participant deferral / active EE | $6,016 | $6,175-2.6% | $4,996+20.4% | $6,690-10.1% |
| Admin fee / account holder | $54,225 | $12,224+343.6% | $9,445+474.1% | $13,392+304.9% |