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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,757 | $150,207-32.3% | $120,380-15.5% | $145,978-30.3% |
| Participation rate | 92.9% | 78.8%+14.1pp | 71.9%+20.9pp | 80.3%+12.6pp |
| Annual return | 7.99% | 154.28%-146.3pp | 107.28%-99.3pp | 550.52%-542.5pp |
| Employer contribution / active EE | $5,425 | $4,351+24.7% | $3,465+56.6% | $4,662+16.4% |
| Participant deferral / active EE | $6,016 | $6,175-2.6% | $4,992+20.5% | $6,690-10.1% |
| Admin fee / account holder | $54,225 | $12,203+344.3% | $9,421+475.6% | $13,400+304.7% |